The Story of Liquid
The app that helps young adults manage their finances
In short
Product/Service:
Fintech and ICT services sector, with a focus on personal finance management. It is a SaaS solution in the form of an app.
Company Stage:
Start-up
Using bLink For:
Linking customer bank accounts, query detailed account and transaction information and payment submission to bank
Solved With:
Account Information
Problem
Our clients often lose track of their finances because their accounts are spread across different banks. With bLink we provide help: All Swiss bank accounts are automatically consolidated in our app ‒ this eliminates the need for manual entry, and users can keep a close eye on their finances at all times.
Solution
bLink helps us to significantly simplify access to banking interfaces. Instead of having to connect each bank individually, we can centrally integrate all relevant institutions via bLink. For us as a young start-up, this saves a lot of time, reduces technical effort, and enables efficient access to the required financial data.
Why bLink, Liquid?
We consciously chose bLink because it offers us as a young FinTech start-up the best opportunity to facilitate access to Swiss banks securely, efficiently, and professionally. From the very beginning, we have had a very positive experience working with SIX: The onboarding process was transparent and supportive, so we felt well looked after at all times. For a small team like ours, this was crucial to successfully mastering the complex requirements for banking interfaces.
bLink is the gold standard for banking APIs in Switzerland. Instead of having to convince and connect each bank individually via an integration, bLink offers us a central interface that is already supported by numerous banks. This significantly reduces both the technical and administrative costs and allows us to focus our resources on actual product development and user experience.
Another major advantage of bLink is the reliability and security that underpins the platform. For our users, trust is a key factor when it comes to accessing financial data. The fact that bLink is operated by SIX gives us and our future clients the security of relying on an established and trusted infrastructure.
In summary, bLink significantly facilitates our market entry: We gain efficient access to banks, benefit from an established standard, and can rely on the fact thatit meets demanding requirements in terms of data protection and security. For a young company like Liquid, this makes all the difference ‒ it makes banking integration easier, more accessible, and scalable over the long term.
Multibanking in the Liquid app
About Liquid
Liquid is a Swiss FinTech start-up founded by Brian Livingstone and Yanic Besson. Together they have developed an app for personal finance management that is specifically tailored to the needs of young adults. Many in this target group quickly lose track of their finances in everyday life: Digital payments, subscriptions, and constant consumer pressure make it difficult to keep spending under control. Existing solutions often seem complex, time-consuming, or lacking in motivation.
This is precisely where the Liquid app dials in: Through the bLink interface from SIX, all bank accounts are automatically consolidated in the app. This way, users receive a central, up-to-date, and clear overview of their finances. This is complemented by gamification elements such as streaks, challenges, and the wish list, which make financial management a motivating, daily habit instead of a tedious duty.
The goal of Liquid is to create a solution that makes financial management for young adults as simple, effortless, and accessible as possible ‒ an app that is fun, provides real added value, and sustainably promotes better financial habits.
«As a young start-up, we greatly appreciated being taken seriously from the outset. The central interface helped us immensely in getting a quick and efficient start with banks.»