Multibanking for private individuals

Release: November 25, 2025

With the launch of multibanking for private customers, private individuals now also have the opportunity to consolidate their financial data from various banks securely in one place. This marks the beginning of a new era of transparent and secure financial management in Switzerland.

Multibanking for private customers launches in Switzerland

Swiss banks now allow private customers to consolidate accounts from various institutions safely in a single app based on the open banking platform bLink from SIX. This represents an important step toward a more open and innovative Swiss financial system.

At launch, customers can connect their accounts across eight banks and two fintechs. Altogether, over 30 banks are already providing the necessary interfaces.

Multibanking enables consolidated overviews, spending analyses, and budget planning across multiple accounts. In the coming years, more banks and fintechs will introduce additional services that will further simplify access to financial information.

The open banking platform bLink, operated by SIX, provides the technical foundation, ensuring standardized and secure data exchange between financial institutions and third-party providers ‒ always with the explicit consent of the customer.

An industry-wide initiative led by SFTI

The debut of multibanking is the result of a broad-based industry initiative spanning several years. The multibanking initiative was rolled out in 2022 by the association Swiss Fintech Innovations (SFTI) and led to a memorandum of understanding with numerous banks in 2023.

If you would like more background information on multibanking in Switzerland, we recommend our blog.

The following service users offer a multibanking solution with which private customers can integrate their account data

Banks offering multibanking services

Banque Cantonale Vaudoise
Banque Cantonale Vaudoise
Bank CIC
Bank CIC
Hypothekarbank Lenzburg
Hypothekarbank Lenzburg
PostFinance
PostFinance
UBS
UBS
Zürcher Kantonalbank
Zürcher Kantonalbank

Banks offering multibanking services

These banks enable access to their private account data as service providers

Integration in the multibanking solutions of banks and fintechs

Integration in the multibanking solutions of fintechs only

Should you have any questions regarding the use of a specific multibanking service or your private customer data, please contact your bank directly. If your bank is not listed here, please contact it directly in that case as well.

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